Financials in USD. Standardized financial statements.
A compact view of how Community Heritage Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $60.49M | $57.30M | $30.13M | $36.23M | $34.09M | $32.43M | $24.93M | $17.48M | $12.94M | $9.20M |
| Revenue Growth? | +5.6% | +90.2% | -16.8% | +6.3% | +5.1% | +30.1% | +42.7% | +35.1% | +40.5% | 0.0% |
| Cost of Revenue? | $21.91M | $23.02M | -$16.62M | $4.91M | $2.92M | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $38.58M | $33.63M | $46.75M | $30.57M | $30.80M | $32.43M | $24.93M | $17.48M | $12.94M | $9.20M |
| Gross Margin? | +63.8% | +58.7% | +155.2% | +84.4% | +90.3% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $27.00M | $24.81M | $23.06M | $21.51M | $22.59M | $16.89M | $4.16M | $3.07M | $2.59M | $7.93M |
| Operating Income? | $11.58M | $8.83M | $5.68M | $9.25M | $8.21M | $5.71M | $3.73M | $2.76M | $2.56M | $1.74M |
| EBITDA? | $11.58M | $10.24M | -$639,080 | $10.65M | $9.47M | $6.90M | -$439,559 | $3.17M | $2.90M | -$461,989 |
| Income Before Tax | $11.58M | $8.83M | $5.68M | $9.32M | $8.21M | $5.71M | $3.56M | $2.67M | $2.46M | $1.28M |
| Income Tax Expense | $2.93M | $2.20M | $1.39M | $2.46M | $2.19M | $1.58M | $928,117 | $701,651 | $1.25M | $383,070 |
| Net Income? | $8.65M | $6.63M | $4.30M | $6.86M | $6.02M | $4.13M | $2.63M | $1.97M | $1.22M | $892,971 |
| EPS? | $2.96 | $2.27 | $1.48 | $2.85 | $2.67 | $1.83 | $1.17 | $0.88 | $0.82 | $0.69 |
| Diluted EPS? | $2.93 | $2.27 | $1.48 | $2.84 | $2.67 | $1.83 | $1.17 | $0.88 | $0.82 | $0.69 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality