Financials in USD. Standardized financial statements.
A compact view of how Columbia Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $507.44M | $453.32M | $422.36M | $340.07M | $308.98M | $326.21M | $292.13M | $246.80M | $201.09M | $187.70M |
| Revenue Growth? | +11.9% | +7.3% | +24.2% | +10.1% | -5.3% | +11.7% | +18.4% | +22.7% | +7.1% | 0.0% |
| Cost of Revenue? | $252.44M | $287.89M | $193.89M | $48.38M | $27.06M | $92.17M | $92.34M | $67.76M | $50.56M | $44.17M |
| Gross Profit? | $255.00M | $165.43M | $228.47M | $291.69M | $281.92M | $234.40M | $199.78M | $179.04M | $150.53M | $143.53M |
| Gross Margin? | +50.3% | +36.5% | +54.1% | +85.8% | +91.2% | +71.9% | +68.4% | +72.5% | +74.9% | +76.5% |
| Operating Expenses? | $194.84M | $181.34M | $182.42M | $174.82M | $155.74M | $158.14M | $128.70M | $145.39M | $103.45M | $93.77M |
| Operating Income? | $60.16M | -$15.91M | $46.05M | $116.88M | $126.18M | $76.26M | $71.08M | $33.66M | $47.08M | $49.76M |
| EBITDA? | $68.86M | -$1.35M | $60.32M | $130.23M | $137.82M | $86.62M | $76.08M | $37.41M | $50.55M | $53.04M |
| Income Before Tax | $60.16M | -$15.91M | $46.05M | $116.88M | $126.18M | $76.26M | $71.08M | $33.66M | $47.08M | $49.76M |
| Income Tax Expense | $8.39M | -$4.26M | $9.96M | $30.70M | $34.13M | $18.65M | $16.36M | $10.92M | $16.01M | $16.80M |
| Net Income? | $51.77M | -$11.65M | $36.09M | $86.17M | $92.05M | $57.60M | $54.72M | $22.74M | $31.07M | $32.95M |
| EPS? | $0.51 | $-0.11 | $0.35 | $0.82 | $0.88 | $0.52 | $0.49 | $0.20 | $0.27 | $0.28 |
| Diluted EPS? | $0.51 | $-0.11 | $0.35 | $0.81 | $0.88 | $0.52 | $0.49 | $0.20 | $0.27 | $0.28 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality