Financials in USD. Standardized financial statements.
A compact view of how Capitec Bank Holdings Limited turns revenue into operating income and net income.
| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $76.33B | $35.80B | $27.30B | $23.42B | $23.37B | $15.05B | $21.13B | $19.02B | $17.80B | $15.80B |
| Revenue Growth? | +113.2% | +31.1% | +16.6% | +0.2% | +55.3% | -28.8% | +11.1% | +6.9% | +12.6% | 0.0% |
| Cost of Revenue? | $19.25B | $0 | $17.40B | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $57.09B | $35.80B | $9.90B | $23.42B | $23.37B | $15.05B | $21.13B | $19.02B | $17.80B | $15.80B |
| Gross Margin? | +74.8% | +100.0% | +36.3% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $34.85B | $15.17B | $11.46B | $9.78B | $10.41B | $7.34B | $8.61B | $7.49B | $6.36B | $5.44B |
| Operating Income? | $22.23B | $20.63B | $15.83B | $13.63B | $12.96B | $7.70B | $8.06B | $11.59B | $10.34B | $8.79B |
| EBITDA? | $23.62B | $0 | $14.74B | $12.89B | $12.12B | $6.96B | $9.17B | $7.71B | $6.71B | $6.47B |
| Income Before Tax | $22.24B | $17.74B | $13.45B | $11.64B | $10.90B | $5.59B | $8.06B | $7.08B | $6.16B | $5.24B |
| Income Tax Expense | $5.35B | $3.99B | $2.88B | $2.49B | $2.41B | $1.13B | $1.80B | $1.78B | $1.68B | $1.43B |
| Net Income? | $16.87B | $13.74B | $10.57B | $9.15B | $8.53B | $4.46B | $6.25B | $5.30B | $4.47B | $3.81B |
| EPS? | $146.14 | $119.11 | $91.56 | $79.33 | $73.71 | $38.50 | $54.00 | $45.80 | $38.54 | $32.78 |
| Diluted EPS? | $145.82 | $118.78 | $91.37 | $79.11 | $73.60 | $38.48 | $53.91 | $45.71 | $38.54 | $32.67 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality