Financials in USD. Standardized financial statements.
A compact view of how Community Bank System, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.01B | $940.71M | $755.98M | $702.45M | $633.65M | $617.28M | $616.35M | $587.11M | $531.88M | $440.81M |
| Revenue Growth? | +7.5% | +24.4% | +7.6% | +10.9% | +2.7% | +0.2% | +5.0% | +10.4% | +20.7% | 0.0% |
| Cost of Revenue? | $214.07M | $217.18M | $115.31M | $37.87M | $4.17M | $35.09M | $34.98M | $28.52M | $24.76M | $19.37M |
| Gross Profit? | $796.94M | $723.53M | $640.67M | $664.58M | $629.49M | $582.19M | $581.36M | $558.60M | $507.11M | $421.44M |
| Gross Margin? | +78.8% | +76.9% | +84.7% | +94.6% | +99.3% | +94.3% | +94.3% | +95.1% | +95.3% | +95.6% |
| Operating Expenses? | $521.55M | $486.82M | $472.44M | $424.27M | $388.14M | $376.11M | $372.03M | $345.61M | $347.15M | $266.85M |
| Operating Income? | $275.39M | $236.71M | $168.23M | $240.31M | $241.35M | $206.08M | $209.34M | $212.99M | $159.97M | $154.60M |
| EBITDA? | $305.60M | $265.36M | $196.58M | $270.74M | $271.51M | $236.72M | $241.56M | $247.34M | $193.43M | $174.99M |
| Income Before Tax | $275.39M | $236.71M | $168.23M | $240.31M | $241.35M | $206.08M | $209.34M | $212.99M | $159.97M | $154.60M |
| Income Tax Expense | $64.94M | $54.22M | $36.31M | $52.23M | $51.65M | $41.40M | $40.27M | $44.35M | $9.25M | $50.78M |
| Net Income? | $210.46M | $182.48M | $131.92M | $188.08M | $189.69M | $164.68M | $169.06M | $168.64M | $150.72M | $103.81M |
| EPS? | $3.98 | $3.44 | $2.45 | $3.48 | $3.51 | $3.10 | $3.26 | $3.30 | $3.07 | $2.34 |
| Diluted EPS? | $3.97 | $3.44 | $2.45 | $3.46 | $3.48 | $3.08 | $3.23 | $3.26 | $3.03 | $2.32 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality