Financials in USD. Standardized financial statements.
A compact view of how Bay Community Bancorp turns revenue into operating income and net income.
| Metric | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $35.54M | $35.75M | $27.11M | $24.29M | $22.60M | $17.13M | $12.10M | $12.22M | $12.15M | $9.23M |
| Revenue Growth? | -0.6% | +31.8% | +11.6% | +7.4% | +32.0% | +41.6% | -1.0% | +0.5% | +31.6% | 0.0% |
| Cost of Revenue? | $1,529 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $35.54M | $35.75M | $27.11M | $24.29M | $22.60M | $17.13M | $12.10M | $12.22M | $12.15M | $9.23M |
| Gross Margin? | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $7.59M | $5.47M | $4.47M | $3.76M | $3.55M | $2.72M | $2.26M | $2.35M | $2.14M | $7.03M |
| Operating Income? | $18.65M | $11.44M | $10.55M | $7.05M | $5.95M | $4.16M | $2.97M | $2.98M | $2.22M | $2.21M |
| EBITDA? | $37.65M | $11.81M | $10.92M | $7.33M | $6.16M | $4.39M | $3.15M | $3.15M | $2.41M | -$81,200 |
| Income Before Tax | $11.59M | $11.44M | $10.55M | $7.05M | $5.95M | $4.16M | $2.97M | $2.98M | $2.22M | $2.21M |
| Income Tax Expense | $3.35M | $3.38M | $3.13M | $2.16M | $1.88M | $1.33M | $1.75M | $1.19M | $888,000 | $500,000 |
| Net Income? | $8.23M | $8.06M | $7.41M | $4.89M | $4.07M | $2.83M | $1.23M | $1.79M | $1.33M | $1.63M |
| EPS? | $0.94 | $0.92 | $0.84 | $0.56 | $0.48 | $0.35 | $0.18 | $0.41 | $0.31 | $0.38 |
| Diluted EPS? | $0.93 | $0.89 | $0.82 | $0.55 | $0.46 | $0.33 | $0.18 | $0.40 | $0.30 | $0.38 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality