Financials in USD. Standardized financial statements.
A compact view of how Cadence Bank turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $2.90B | $2.90B | $2.19B | $1.90B | $1.12B | $1.14B | $1.06B | $935.53M | $781.02M | $758.08M |
| Revenue Growth? | +0.0% | +32.4% | +15.3% | +69.2% | -1.0% | +7.6% | +12.8% | +19.8% | +3.0% | 0.0% |
| Cost of Revenue? | $1.15B | $1.18B | $1.04B | $216.29M | $214.38M | $197.57M | $126.57M | $82.77M | $41.95M | $33.73M |
| Gross Profit? | $1.76B | $1.72B | $1.16B | $1.69B | $910.55M | $938.43M | $929.13M | $852.76M | $739.07M | $724.35M |
| Gross Margin? | +60.6% | +59.3% | +52.6% | +88.6% | +80.9% | +82.6% | +88.0% | +91.2% | +94.6% | +95.6% |
| Operating Expenses? | $1.06B | $1.05B | $1.16B | $1.11B | $685.82M | $650.88M | $629.61M | $587.63M | $507.45M | $527.91M |
| Operating Income? | $695.71M | $676.20M | -$910,000 | $577.02M | $224.73M | $287.55M | $299.52M | $265.13M | $231.62M | $196.44M |
| EBITDA? | $695.71M | $878.76M | $237.70M | $832.84M | $400.67M | $362.66M | $342.59M | $299.67M | $261.74M | $225.71M |
| Income Before Tax | $695.71M | $676.20M | -$910,000 | $577.02M | $224.73M | $287.55M | $299.52M | $265.13M | $231.62M | $196.44M |
| Income Tax Expense | $151.24M | $152.59M | -$4.59M | $129.71M | $45.96M | $59.49M | $65.26M | $43.81M | $78.59M | $63.72M |
| Net Income? | $544.46M | $523.60M | $542.30M | $463.24M | $195.16M | $228.05M | $234.26M | $221.32M | $153.03M | $132.73M |
| EPS? | $2.83 | $2.81 | $2.92 | $2.47 | $1.54 | $2.12 | $2.31 | $2.24 | $1.67 | $1.41 |
| Diluted EPS? | $2.83 | $2.77 | $2.92 | $2.46 | $1.54 | $2.12 | $2.30 | $2.23 | $1.67 | $1.41 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality