Financials in USD. Standardized financial statements.
A compact view of how Bendigo and Adelaide Bank Limited turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $5.26B | $2.02B | $3.64B | $1.99B | $2.11B | $2.53B | $1.54B | $1.52B | $1.45B | $1.43B |
| Revenue Growth? | +160.6% | -44.6% | +83.1% | -5.8% | -16.6% | +64.7% | +1.4% | +4.5% | +1.4% | 0.0% |
| Cost of Revenue? | $3.34B | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $1.91B | $2.02B | $3.64B | $1.99B | $2.11B | $2.53B | $1.54B | $1.52B | $1.45B | $1.43B |
| Gross Margin? | +36.4% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $1.81B | $1.11B | $362.00M | $330.10M | $346.90M | $280.30M | $987.20M | $883.00M | $823.20M | $823.90M |
| Operating Income? | $105.30M | $904.50M | $680.50M | $662.90M | $616.00M | $391.00M | $576.10M | $579.10M | $560.80M | $527.20M |
| EBITDA? | $225.80M | $0 | $0 | $316.50M | $327.80M | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | $105.30M | $797.20M | $724.80M | $701.40M | $753.70M | $286.10M | $552.00M | $634.50M | $628.30M | $606.90M |
| Income Tax Expense | $202.40M | $252.20M | $227.80M | $213.30M | $229.70M | $93.30M | $175.20M | $200.00M | $198.70M | $191.30M |
| Net Income? | -$97.10M | $545.00M | $497.00M | $488.10M | $524.00M | $192.80M | $376.80M | $434.50M | $429.60M | $415.60M |
| EPS? | $-0.17 | $0.87 | $0.88 | $0.88 | $0.98 | $0.38 | $0.77 | $0.77 | $0.91 | $0.90 |
| Diluted EPS? | $-0.17 | $0.82 | $0.79 | $0.78 | $0.83 | $0.35 | $0.65 | $0.77 | $0.83 | $0.81 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality