Financials in USD. Standardized financial statements.
A compact view of how Bank of San Francisco turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $37.00M | $25.28M | $30.23M | $25.39M | $25.18M | $21.04M | $17.54M | $14.68M | $11.19M | $9.94M |
| Revenue Growth? | +46.4% | -16.4% | +19.1% | +0.8% | +19.7% | +19.9% | +19.5% | +31.2% | +12.5% | 0.0% |
| Cost of Revenue? | $8.80M | $0 | $7.87M | $4.96M | $1.18M | $4.55M | $2.66M | $1.73M | $1.25M | $745,369 |
| Gross Profit? | $28.20M | $25.28M | $22.37M | $20.43M | $23.99M | $16.48M | $14.88M | $12.94M | $9.93M | $9.20M |
| Gross Margin? | +76.2% | +100.0% | +74.0% | +80.5% | +95.3% | +78.4% | +84.8% | +88.2% | +88.8% | +92.5% |
| Operating Expenses? | $18.71M | $12.99M | $12.52M | $12.13M | $11.23M | $9.87M | $9.13M | $8.27M | $7.01M | $6.60M |
| Operating Income? | $9.49M | $12.29M | $9.85M | $8.30M | $12.76M | $6.62M | $5.76M | $4.67M | $2.92M | $2.60M |
| EBITDA? | $9.49M | $9.31M | $10.10M | $8.44M | $12.89M | $6.74M | $5.90M | $4.81M | $3.06M | $2.75M |
| Income Before Tax | $9.49M | $9.31M | $9.85M | $8.30M | $12.76M | $6.62M | $5.76M | $4.67M | $2.92M | $2.60M |
| Income Tax Expense | $2.71M | $2.77M | $2.92M | $2.43M | $3.77M | $1.96M | $1.70M | $1.36M | $1.61M | $1.07M |
| Net Income? | $6.78M | $6.54M | $6.93M | $5.86M | $8.99M | $4.66M | $4.06M | $3.31M | $1.31M | $1.53M |
| EPS? | $3.22 | $3.14 | $3.35 | $2.87 | $4.42 | $2.31 | $2.02 | $1.84 | $0.65 | $0.76 |
| Diluted EPS? | $3.17 | $3.10 | $3.33 | $2.85 | $4.41 | $2.29 | $2.01 | $1.84 | $0.65 | $0.76 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality