Financials in USD. Standardized financial statements.
A compact view of how BM Technologies, Inc. turns revenue into operating income and net income.
| Metric | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|
| Revenue? | $55.25M | $83.60M | $94.99M | $66.86M | $72.31M | $57.52M | $12.54M |
| Revenue Growth? | -33.9% | -12.0% | +42.1% | -7.5% | +25.7% | +358.6% | 0.0% |
| Cost of Revenue? | $28.69M | $30.07M | $31.19M | $28.23M | $28.85M | $32.40M | $10.34M |
| Gross Profit? | $26.57M | $53.53M | $63.80M | $38.63M | $43.46M | $25.12M | $2.20M |
| Gross Margin? | +48.1% | +64.0% | +67.2% | +57.8% | +60.1% | +43.7% | +17.6% |
| Operating Expenses? | $43.88M | $62.49M | $58.07M | $48.27M | $799,387 | $720,211 | $1,767 |
| Operating Income? | -$19.04M | -$8.97M | $5.67M | -$10.38M | $3.15M | -$720,210 | -$1,770 |
| EBITDA? | -$6.87M | $11.20M | $35.67M | $2.48M | $6.54M | $0 | -$1,767 |
| Income Before Tax | -$17.32M | -$1.19M | $22.80M | -$11.77M | $5.06M | $511,803 | -$1,767 |
| Income Tax Expense | $16,000 | -$411,000 | $5.75M | $23,000 | $788,018 | $216,846 | $0 |
| Net Income? | -$17.33M | -$779,000 | $17.04M | -$11.79M | $4.27M | $294,957 | -$1,767 |
| EPS? | $-1.50 | $-0.07 | $1.44 | $-0.92 | $0.47 | $0.01 | $-0.00 |
| Diluted EPS? | $-1.50 | $-0.07 | $1.43 | $-0.92 | $0.47 | $0.01 | $-0.00 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality