Financials in USD. Standardized financial statements.
A compact view of how Banc of California, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.81B | $1.87B | $1.50B | $1.61B | $1.34B | $309.48M | $403.23M | $448.97M | $428.02M | $455.16M |
| Revenue Growth? | -3.3% | +24.6% | -6.5% | +20.3% | +331.6% | -23.2% | -10.2% | +4.9% | -6.0% | 0.0% |
| Cost of Revenue? | $747.70M | $929.46M | $1.28B | $290.23M | -$107.09M | $95.03M | $178.12M | $165.35M | $96.89M | $61.42M |
| Gross Profit? | $1.06B | $943.09M | $226.38M | $1.32B | $1.44B | $214.44M | $225.11M | $283.62M | $331.13M | $393.74M |
| Gross Margin? | +58.7% | +50.4% | +15.1% | +81.9% | +108.0% | +69.3% | +55.8% | +63.2% | +77.4% | +86.5% |
| Operating Expenses? | $737.27M | $774.43M | $2.44B | $748.95M | $620.39M | $200.08M | $197.13M | $236.63M | $304.24M | $293.25M |
| Operating Income? | $325.57M | $168.65M | -$2.21B | $567.57M | $822.33M | $14.36M | $27.98M | $46.99M | $26.89M | $100.49M |
| EBITDA? | $397.16M | $290.06M | -$2.12B | $664.97M | $917.67M | $32.18M | $46.60M | $60.88M | $43.25M | $117.02M |
| Income Before Tax | $313.07M | $168.65M | -$2.21B | $567.57M | $822.33M | $14.36M | $27.98M | $46.99M | $26.89M | $100.49M |
| Income Tax Expense | $84.10M | $41.77M | -$312.20M | $143.96M | $215.38M | $1.79M | $4.22M | $4.84M | -$26.58M | $13.75M |
| Net Income? | $228.97M | $126.89M | -$1.90B | $423.61M | $606.96M | $12.57M | $23.76M | $45.47M | $57.71M | $115.42M |
| EPS? | $1.18 | $0.52 | $-13.30 | $0.83 | $0.95 | $-0.02 | $0.05 | $0.37 | $0.47 | $1.97 |
| Diluted EPS? | $1.18 | $0.52 | $-22.71 | $0.85 | $0.95 | $-0.02 | $0.05 | $0.37 | $0.47 | $1.94 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality