Financials in USD. Standardized financial statements.
A compact view of how Axos Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.93B | $1.77B | $1.26B | $757.91M | $711.97M | $717.62M | $644.82M | $546.01M | $455.42M | $384.05M |
| Revenue Growth? | +9.2% | +39.8% | +66.8% | +6.5% | -0.8% | +11.3% | +18.1% | +19.9% | +18.6% | 0.0% |
| Cost of Revenue? | $743.44M | $726.68M | $398.27M | $76.32M | $102.87M | $187.43M | $183.63M | $132.38M | $85.12M | $66.40M |
| Gross Profit? | $1.19B | $1.04B | $865.93M | $681.59M | $609.10M | $530.19M | $461.19M | $413.63M | $370.30M | $317.65M |
| Gross Margin? | +61.5% | +58.9% | +68.5% | +89.9% | +85.6% | +73.9% | +71.5% | +75.8% | +81.3% | +82.7% |
| Operating Expenses? | $572.63M | $405.45M | $434.18M | $341.63M | $303.36M | $267.56M | $248.38M | $173.94M | $137.60M | $112.76M |
| Operating Income? | $613.39M | $635.48M | $431.74M | $339.96M | $305.74M | $262.63M | $212.81M | $239.70M | $232.69M | $204.90M |
| EBITDA? | $642.41M | $662.57M | $455.13M | $364.56M | $336.19M | $297.62M | $229.28M | $248.27M | $238.79M | $209.69M |
| Income Before Tax | $613.39M | $635.48M | $431.74M | $339.96M | $305.74M | $262.63M | $212.81M | $239.70M | $232.69M | $204.90M |
| Income Tax Expense | $180.49M | $185.47M | $124.58M | $99.24M | $90.04M | $79.19M | $57.67M | $87.29M | $97.95M | $85.60M |
| Net Income? | $432.91M | $450.01M | $307.17M | $240.72M | $215.71M | $183.44M | $155.13M | $152.41M | $134.74M | $119.29M |
| EPS? | $7.61 | $7.82 | $5.15 | $4.04 | $3.64 | $3.01 | $2.51 | $2.36 | $2.07 | $1.85 |
| Diluted EPS? | $7.43 | $7.66 | $5.07 | $3.97 | $3.56 | $2.98 | $2.49 | $2.38 | $2.07 | $1.85 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality