Financials in USD. Standardized financial statements.
A compact view of how Aozora Bank, Ltd. turns revenue into operating income and net income.
| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $240.11B | $220.81B | $230.12B | $167.07B | $130.65B | $133.73B | $173.20B | $157.28B | $137.89B | $121.55B |
| Revenue Growth? | +8.7% | -4.0% | +37.7% | +27.9% | -2.3% | -22.8% | +10.1% | +14.1% | +13.4% | 0.0% |
| Cost of Revenue? | $112.22B | $112.39B | $124.36B | $62.49B | $14.53B | $17.72B | $46.62B | $47.14B | $30.12B | $21.51B |
| Gross Profit? | $127.89B | $108.41B | $105.76B | $104.58B | $116.12B | $116.02B | $126.58B | $110.13B | $107.77B | $100.05B |
| Gross Margin? | +53.3% | +49.1% | +46.0% | +62.6% | +88.9% | +86.8% | +73.1% | +70.0% | +78.2% | +82.3% |
| Operating Expenses? | $99.08B | $89.03B | $158.93B | $97.23B | $70.15B | $77.04B | $83.26B | $62.34B | $49.80B | $48.28B |
| Operating Income? | $28.81B | $19.39B | -$53.17B | $7.35B | $45.98B | $38.98B | $43.33B | $47.79B | $57.96B | $51.76B |
| EBITDA? | $36.62B | $26.64B | -$46.00B | $14.34B | $52.44B | $44.80B | $48.73B | $52.58B | $61.74B | $55.92B |
| Income Before Tax | $28.81B | $19.39B | -$53.17B | $7.35B | $45.98B | $38.98B | $43.33B | $47.79B | $57.96B | $51.76B |
| Income Tax Expense | $608.62M | -$248.00M | -$1.44B | $698.00M | $12.94B | $12.23B | $17.74B | $13.77B | $15.46B | $8.08B |
| Net Income? | $27.26B | $20.52B | -$49.90B | $8.72B | $35.00B | $28.97B | $28.14B | $36.13B | $43.06B | $43.85B |
| EPS? | $49.53 | $38.57 | $-106.80 | $18.67 | $74.95 | $62.07 | $15.08 | $19.34 | $23.06 | $23.50 |
| Diluted EPS? | $49.53 | $38.51 | $-106.80 | $18.64 | $74.85 | $61.98 | $15.06 | $19.34 | $23.06 | $23.48 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality