Financials in USD. Standardized financial statements.
A compact view of how Andover Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $26.26M | $18.18M | $18.26M | $19.73M | $18.81M | $17.58M | $17.50M | $16.90M | $15.59M | $15.90M |
| Revenue Growth? | +44.4% | -0.4% | -7.5% | +4.9% | +7.0% | +0.5% | +3.5% | +8.4% | -2.0% | 0.0% |
| Cost of Revenue? | $6.21M | $0 | $3.64M | $1.29M | $895,753 | $1.72M | $2.25M | $1.47M | $0 | $0 |
| Gross Profit? | $20.04M | $18.18M | $18.21M | $18.44M | $17.91M | $15.86M | $15.25M | $15.43M | $15.59M | $15.90M |
| Gross Margin? | +76.3% | +100.0% | +99.7% | +93.5% | +95.2% | +90.2% | +87.2% | +91.3% | +100.0% | +100.0% |
| Operating Expenses? | $15.63M | $14.94M | $14.29M | $13.36M | $12.09M | $8.72M | $4.84M | $4.72M | $11.59M | $11.47M |
| Operating Income? | $4.41M | $3.24M | $3.92M | $5.08M | $5.82M | $7.14M | $4.15M | $4.27M | $4.20M | $4.59M |
| EBITDA? | $5.06M | $0 | -$255,403 | $5.80M | $6.62M | $5.44M | $4.86M | $4.99M | -$197,183 | -$164,328 |
| Income Before Tax | $4.41M | $3.28M | $3.92M | $5.08M | $5.82M | $4.60M | $4.10M | $4.14M | $4.00M | $4.43M |
| Income Tax Expense | $32,746 | $118,137 | $141,130 | $203,389 | $430,989 | $339,386 | $376,847 | $320,500 | $165,500 | $672,220 |
| Net Income? | $4.38M | $3.16M | $3.78M | $4.87M | $5.39M | $4.26M | $3.72M | $3.82M | $3.83M | $3.76M |
| EPS? | $2.17 | $1.53 | $1.80 | $2.29 | $2.42 | $1.85 | $1.56 | $1.57 | $1.56 | $1.51 |
| Diluted EPS? | $2.17 | $1.53 | $1.80 | $2.29 | $2.42 | $1.85 | $1.56 | $1.57 | $1.56 | $1.51 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality