Financials in USD. Standardized financial statements.
A compact view of how American Business Bank turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $199.36M | $183.26M | $167.98M | $134.47M | $115.40M | $98.80M | $88.80M | $74.09M | $60.07M | $55.72M |
| Revenue Growth? | +8.8% | +9.1% | +24.9% | +16.5% | +16.8% | +11.3% | +19.9% | +23.3% | +7.8% | 0.0% |
| Cost of Revenue? | $46.02M | $183.26M | $40.61M | $7.20M | $3.77M | $5.45M | $8.07M | $6.95M | $0 | $0 |
| Gross Profit? | $153.34M | $131.01M | $127.36M | $127.27M | $111.63M | $93.35M | $80.73M | $67.14M | $60.07M | $55.72M |
| Gross Margin? | +76.9% | +71.5% | +75.8% | +94.6% | +96.7% | +94.5% | +90.9% | +90.6% | +100.0% | +100.0% |
| Operating Expenses? | $78.25M | $64.73M | $66.65M | $60.75M | $58.82M | $54.19M | $50.81M | $45.50M | $10.74M | $36.50M |
| Operating Income? | $75.09M | $66.28M | $60.71M | $66.52M | $52.82M | $39.16M | $29.92M | $21.64M | $18.20M | $17.34M |
| EBITDA? | $75.09M | $60.18M | $63.89M | $69.82M | $55.98M | $39.16M | $33.44M | $22.58M | $670,651 | $17.63M |
| Income Before Tax | $75.09M | $60.18M | $60.71M | $66.52M | $52.82M | $39.16M | $29.92M | $21.64M | $18.19M | $17.63M |
| Income Tax Expense | $20.89M | $16.90M | $16.75M | $17.96M | $13.65M | $10.39M | $7.85M | $5.25M | $9.88M | $4.79M |
| Net Income? | $54.20M | $43.28M | $43.97M | $48.56M | $39.16M | $28.77M | $22.08M | $16.39M | $8.32M | $12.83M |
| EPS? | $5.91 | $4.67 | $4.78 | $5.34 | $4.39 | $3.24 | $2.52 | $1.95 | $1.01 | $1.57 |
| Diluted EPS? | $5.86 | $4.64 | $4.76 | $5.28 | $4.33 | $3.22 | $2.48 | $1.90 | $0.97 | $1.53 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality