Financials in USD. Standardized financial statements.
A compact view of how Ally Financial Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $12.15B | $16.37B | $15.97B | $12.10B | $10.69B | $10.72B | $11.56B | $10.42B | $9.85B | $9.82B |
| Revenue Growth? | -25.7% | +2.5% | +32.0% | +13.1% | -0.3% | -7.2% | +10.9% | +5.8% | +0.4% | 0.0% |
| Cost of Revenue? | $5.84B | $9.64B | $8.87B | $4.26B | $2.15B | $4.68B | $5.24B | $4.55B | $4.00B | $3.55B |
| Gross Profit? | $6.32B | $6.73B | $7.10B | $7.84B | $8.54B | $6.04B | $6.32B | $5.87B | $5.85B | $6.27B |
| Gross Margin? | +52.0% | +41.1% | +44.5% | +64.8% | +79.8% | +56.3% | +54.7% | +56.3% | +59.3% | +63.9% |
| Operating Expenses? | $5.27B | $5.89B | $6.00B | $5.50B | $4.68B | $4.63B | $4.35B | $4.24B | $4.34B | $4.69B |
| Operating Income? | $1.05B | $836.00M | $1.10B | $2.34B | $3.85B | $1.41B | $1.97B | $1.62B | $1.51B | $1.58B |
| EBITDA? | $2.45B | $2.04B | $2.33B | $3.67B | $5.12B | $2.96B | $3.52B | $3.27B | $3.37B | $3.96B |
| Income Before Tax | $1.05B | $836.00M | $1.10B | $2.34B | $3.85B | $1.41B | $1.97B | $1.62B | $1.51B | $1.58B |
| Income Tax Expense | $199.00M | $167.00M | $144.00M | $627.00M | $790.00M | $328.00M | $246.00M | $359.00M | $581.00M | $470.00M |
| Net Income? | $852.00M | $668.00M | $957.00M | $1.71B | $3.06B | $1.08B | $1.72B | $1.26B | $929.00M | $1.07B |
| EPS? | $2.39 | $1.82 | $2.80 | $5.06 | $8.30 | $2.89 | $4.36 | $2.97 | $2.05 | $2.15 |
| Diluted EPS? | $2.37 | $1.80 | $2.78 | $5.03 | $8.22 | $2.88 | $4.34 | $2.95 | $2.04 | $2.15 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality