Financials in USD. Standardized financial statements.
A compact view of how Enact Holdings, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.23B | $1.20B | $1.15B | $1.09B | $1.12B | $1.11B | $978.85M | $841.10M |
| Revenue Growth? | +2.4% | +4.2% | +5.4% | -2.3% | +1.2% | +13.0% | +16.4% | 0.0% |
| Cost of Revenue? | $109.53M | $261.63M | $250.31M | $145.13M | $371.63M | $615.80M | $260.68M | $0 |
| Gross Profit? | $1.12B | $940.31M | $903.38M | $949.75M | $748.55M | $490.66M | $718.17M | $841.10M |
| Gross Margin? | +91.1% | +78.2% | +78.3% | +86.7% | +66.8% | +44.3% | +73.4% | +100.0% |
| Operating Expenses? | $262.02M | $62.24M | $51.87M | $51.53M | $53.34M | $18.24M | $0 | $191.02M |
| Operating Income? | $858.84M | $878.06M | $851.51M | $898.22M | $695.22M | $472.42M | $718.17M | $613.67M |
| EBITDA? | $908.79M | $929.22M | $903.38M | $949.92M | $746.23M | $490.66M | $718.17M | -$30.26M |
| Income Before Tax | $858.84M | $878.06M | $851.51M | $898.22M | $695.22M | $472.42M | $718.17M | $613.67M |
| Income Tax Expense | $184.59M | $189.99M | $186.00M | $194.06M | $148.53M | $102.00M | $155.83M | $129.81M |
| Net Income? | $674.24M | $688.07M | $665.51M | $704.16M | $546.68M | $370.42M | $677.63M | $483.86M |
| EPS? | $4.54 | $4.40 | $4.14 | $4.32 | $3.36 | $2.27 | $3.45 | $2.97 |
| Diluted EPS? | $4.52 | $4.37 | $4.11 | $4.31 | $3.36 | $2.27 | $3.45 | $2.97 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality