Financials in USD. Standardized financial statements.
A compact view of how Albina Community Bancorp turns revenue into operating income and net income.
| Metric | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 |
|---|---|---|---|---|---|
| Revenue? | $6.73M | $6.49M | $5.84M | $5.52M | $4.92M |
| Revenue Growth? | +3.7% | +11.1% | +5.9% | +12.1% | 0.0% |
| Cost of Revenue? | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $6.73M | $6.49M | $5.84M | $5.52M | $4.92M |
| Gross Margin? | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | -$6.30M | -$5.57M | -$5.79M | -$4.64M | -$3.43M |
| Operating Income? | $429,171 | $922,367 | $47,000 | $877,015 | $1.49M |
| EBITDA? | $0 | $0 | $47,000 | $0 | $0 |
| Income Before Tax | $429,171 | $922,367 | $47,000 | $877,015 | $1.49M |
| Income Tax Expense | -$69,227 | $250,279 | -$26,000 | $306,955 | $502,807 |
| Net Income? | $498,398 | $672,088 | $73,000 | $570,060 | $986,346 |
| EPS? | $0.81 | $1.72 | $0.19 | $1.58 | $1.93 |
| Diluted EPS? | $0.76 | $1.09 | $0.19 | $1.53 | $1.59 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality