
Prudential Financial, Inc., operating alongside its various subsidiaries, offers an extensive array of insurance, investment management, and other financial solutions to clients in both the United States and internationally. The company's operations are segmented into eight key divisions: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. Its investment management unit delivers diverse solutions encompassing public fixed income, public equity, real estate debt and equity, private credit and other alternative investments, and multi-asset class strategies. These services cater to institutional, retail, and the company's own general account clientele. Prudential also furnishes a comprehensive suite of retirement investment and income products and services. These are provided to retirement plan sponsors across public, private, and not-for-profit organizations. In the United States, its group insurance arm supplies institutional customers with group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance, primarily for employee and membership benefits programs. This segment additionally offers accidental death and dismemberment as well as other supplemental health options, along with related plan administration services. The firm crafts and distributes individual variable and fixed annuity products, principally for the affluent and mass affluent market segments. Concurrently, it offers individual variable, term, and universal life insurance products within the U.S., targeting the mass middle, mass affluent, and affluent consumer bases. Furthermore, Prudential connects retail shoppers with third-party life, health, Medicare, property and casualty, and term life products through its digital channels and independent agents. The company distributes its offerings to both individual and institutional clients via its proprietary networks and third-party partnerships. Prudential Financial, Inc. was established in 1875 and maintains its principal offices in Newark, New Jersey.
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