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Ally Financial Inc.
0HD0.LFinancial ServicesLSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $14.65B | 5.8% | $849.64M | -$644.56M | N/A |
| 2027 | $15.23B | 5.8% | $883.63M | -$670.34M | -$609.40M |
| 2028 | $15.84B | 5.8% | $918.97M | -$697.15M | -$576.16M |
| 2029 | $16.48B | 5.8% | $955.73M | -$725.04M | -$544.73M |
| 2030 | $17.14B | 5.8% | $993.96M | -$754.04M | -$515.02M |
| 2031 | $17.82B | 5.8% | $1.03B | -$784.20M | -$486.93M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.37 | 2025-12-31 |
| EPS growth | +31.3% | Forecast years: 5 |
| Future EPS | $9.249 | EPS × (1 + G)^5 |
| Base P/E | 16.5 | P/E |
| Future price | $152.60 | Future EPS × P/E |
| Fair value today | $94.753 | PV @ 10.0% |
| 30% safety price | $66.327 | Margin of safety |
| 50% safety price | $47.376 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$90.145 | -$93.639 | -$98.402 |
| 10.0% | -$86.601 | -$89.176 | -$92.544 |
| 11.0% | -$83.804 | -$85.765 | -$88.249 |