LendingClub: Mispriced On Macro Fear, Not Fundamentals

LendingClub Corporation has seen a sharp stock decline, driven by guidance concerns and macro fears around private lending. LC continues to deliver strong growth in originations, revenue, and EPS, with Q4 revenue up 25% and EPS up over 300%. Valuation is compelling, with a forward PE of 7.98 and a PS of 1.48, as LC is priced well below industry averages despite robust growth outlook.