Ally Financial: 2026 Off To A Solid Start, Eyes On The Consumer & K Economy

Ally Financial delivered a strong Q1, with record consumer loan applications, a double-beat on EPS and revenue, and robust balance sheet metrics. I reiterate a "Buy" rating on ALLY, citing impressive EPS growth trends and a still-attractive P/E valuation, though the margin of safety has narrowed. Management guides for a 2026 net interest margin of 3.60%-3.70%, with expectations for continued EPS growth through FY 2028, contingent on top-line momentum.